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	<title>Comments on: Top Money-Saving Tips of 2009</title>
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		<title>By: Jennie</title>
		<link>http://www.owlhaven.net/2009/12/22/top-money-saving-tips-of-2009/comment-page-4/#comment-42919</link>
		<dc:creator>Jennie</dc:creator>
		<pubDate>Mon, 12 Apr 2010 17:47:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=6525#comment-42919</guid>
		<description>Wow- lots of great tips out there! I clip coupons, but only use them if it&#039;s something I need, or it&#039;s REALLY on sale at the store.  I find I don&#039;t tend to use them at Albertson&#039;s unless it&#039;s on sale AND double or triple coupons. Otherwise, I&#039;ll take it to Walmart. 

I also avoid extra trips to the store. Having my husband waiting in the car while I &quot;just run in real quick&quot; is a great way to keep me on task. Then I&#039;ll be much more apt to ONLY get the milk and bread.

Stay away from coupons for junk food- you don&#039;t need it, and chances are, making it yourself will still be cheaper. Cookies are not that expensive to make, and you&#039;ll get more than the small bag you get at the store. 

Loads of iced tea freshly brewed is also much cheaper than bottled beverages or soda. Buy a cheap case of water (for in the car), and as the bottles empty, wash them and fill with the tea to take along. This keeps you from stopping and paying $1.50 for a soda when you&#039;re on the run.</description>
		<content:encoded><![CDATA[<p>Wow- lots of great tips out there! I clip coupons, but only use them if it&#8217;s something I need, or it&#8217;s REALLY on sale at the store.  I find I don&#8217;t tend to use them at Albertson&#8217;s unless it&#8217;s on sale AND double or triple coupons. Otherwise, I&#8217;ll take it to Walmart. </p>
<p>I also avoid extra trips to the store. Having my husband waiting in the car while I &#8220;just run in real quick&#8221; is a great way to keep me on task. Then I&#8217;ll be much more apt to ONLY get the milk and bread.</p>
<p>Stay away from coupons for junk food- you don&#8217;t need it, and chances are, making it yourself will still be cheaper. Cookies are not that expensive to make, and you&#8217;ll get more than the small bag you get at the store. </p>
<p>Loads of iced tea freshly brewed is also much cheaper than bottled beverages or soda. Buy a cheap case of water (for in the car), and as the bottles empty, wash them and fill with the tea to take along. This keeps you from stopping and paying $1.50 for a soda when you&#8217;re on the run.</p>
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		<title>By: Jerrie A</title>
		<link>http://www.owlhaven.net/2009/12/22/top-money-saving-tips-of-2009/comment-page-4/#comment-41269</link>
		<dc:creator>Jerrie A</dc:creator>
		<pubDate>Tue, 02 Feb 2010 14:31:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=6525#comment-41269</guid>
		<description>I watch the sales in the store flyers &amp; use coupons to match the sales so I can get the cheapest price. I shop in one store most of the time &amp; try to ad match with so I am not running all over the place picking up items &amp; wasting time.</description>
		<content:encoded><![CDATA[<p>I watch the sales in the store flyers &amp; use coupons to match the sales so I can get the cheapest price. I shop in one store most of the time &amp; try to ad match with so I am not running all over the place picking up items &amp; wasting time.</p>
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		<title>By: Kathleen</title>
		<link>http://www.owlhaven.net/2009/12/22/top-money-saving-tips-of-2009/comment-page-4/#comment-41096</link>
		<dc:creator>Kathleen</dc:creator>
		<pubDate>Mon, 25 Jan 2010 03:44:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=6525#comment-41096</guid>
		<description>I too agree with this!  Shopping Aldi is KEY!  Many HEALTHY choices too!  That surprised me.  The produce isn&#039;t refrigerated/watered, but I just buy the items that do well without too much of it....I&#039;ve done some comparing and what I spend $100 on in a regular grocery store, I get at Aldi for about $60-$70...a HUGE SAVINGS!</description>
		<content:encoded><![CDATA[<p>I too agree with this!  Shopping Aldi is KEY!  Many HEALTHY choices too!  That surprised me.  The produce isn&#8217;t refrigerated/watered, but I just buy the items that do well without too much of it&#8230;.I&#8217;ve done some comparing and what I spend $100 on in a regular grocery store, I get at Aldi for about $60-$70&#8230;a HUGE SAVINGS!</p>
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		<title>By: Alicia</title>
		<link>http://www.owlhaven.net/2009/12/22/top-money-saving-tips-of-2009/comment-page-4/#comment-40486</link>
		<dc:creator>Alicia</dc:creator>
		<pubDate>Mon, 04 Jan 2010 04:19:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=6525#comment-40486</guid>
		<description>We really had to cut costs this year, so I cook 90% from scratch
and try to make my menu around loss leaders and deals at the
grocery store, I like to use coupons when I can.</description>
		<content:encoded><![CDATA[<p>We really had to cut costs this year, so I cook 90% from scratch<br />
and try to make my menu around loss leaders and deals at the<br />
grocery store, I like to use coupons when I can.</p>
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		<title>By: Heidi B</title>
		<link>http://www.owlhaven.net/2009/12/22/top-money-saving-tips-of-2009/comment-page-4/#comment-40432</link>
		<dc:creator>Heidi B</dc:creator>
		<pubDate>Fri, 01 Jan 2010 23:00:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=6525#comment-40432</guid>
		<description>I too am an adoptive Mom of 8 children. They are not all home at the same time so there are days that I have lots of leftovers and days that I am scrambling to add to the meal for the last minute stragglers who come over. Having a well stocked pantry is essential. Our pantry is in the basement, in the front hall, coat closet, in the kitchen and even under the bed. By asking friends and family to save their coupon circulars, and matching the coupons to the loss leaders in my store, which doubles coupons under 99 cents, I can do some pretty good stockpiling. I rarely buy anything that is not at least a 50% savings over the reg. price.
Last week the store had ground beef on sale for $1.79 lb. That&#039;s the lowest I have seen it in years. The day I went they were out so I got a rain check and will buy about 30 lbs. Most of that I will brown and bag for the freezer, making it easy to grab a pound at a time when I want to make a casserole or meatsauce. I don&#039;t even thaw it out. 
After Thanksgiving turkeys were on sale for $.39 a lb. I bought six of them and spent that Sunday cooking all of them, boning them, bagging them in 1-2 pound portions and freezing the bags. I have enough turkey to last us quite a while for fajitas, tacos, hot turkey sandwiches, whatever.</description>
		<content:encoded><![CDATA[<p>I too am an adoptive Mom of 8 children. They are not all home at the same time so there are days that I have lots of leftovers and days that I am scrambling to add to the meal for the last minute stragglers who come over. Having a well stocked pantry is essential. Our pantry is in the basement, in the front hall, coat closet, in the kitchen and even under the bed. By asking friends and family to save their coupon circulars, and matching the coupons to the loss leaders in my store, which doubles coupons under 99 cents, I can do some pretty good stockpiling. I rarely buy anything that is not at least a 50% savings over the reg. price.<br />
Last week the store had ground beef on sale for $1.79 lb. That&#8217;s the lowest I have seen it in years. The day I went they were out so I got a rain check and will buy about 30 lbs. Most of that I will brown and bag for the freezer, making it easy to grab a pound at a time when I want to make a casserole or meatsauce. I don&#8217;t even thaw it out.<br />
After Thanksgiving turkeys were on sale for $.39 a lb. I bought six of them and spent that Sunday cooking all of them, boning them, bagging them in 1-2 pound portions and freezing the bags. I have enough turkey to last us quite a while for fajitas, tacos, hot turkey sandwiches, whatever.</p>
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		<title>By: rebecca k</title>
		<link>http://www.owlhaven.net/2009/12/22/top-money-saving-tips-of-2009/comment-page-4/#comment-40391</link>
		<dc:creator>rebecca k</dc:creator>
		<pubDate>Wed, 30 Dec 2009 23:00:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=6525#comment-40391</guid>
		<description>I have lately been following store sales and combining loss leaders with coupons, it has saved us a LOT of money! Its almost like a part time job.  Don&#039;t go crazy though, ONLY buy what is free/almost free and what you really need.  If you have double coupons locally at stores you can really strike gold but even if you don&#039;t, like me, you can make out nicely!!</description>
		<content:encoded><![CDATA[<p>I have lately been following store sales and combining loss leaders with coupons, it has saved us a LOT of money! Its almost like a part time job.  Don&#8217;t go crazy though, ONLY buy what is free/almost free and what you really need.  If you have double coupons locally at stores you can really strike gold but even if you don&#8217;t, like me, you can make out nicely!!</p>
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		<title>By: Jayme</title>
		<link>http://www.owlhaven.net/2009/12/22/top-money-saving-tips-of-2009/comment-page-4/#comment-40363</link>
		<dc:creator>Jayme</dc:creator>
		<pubDate>Tue, 29 Dec 2009 23:52:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=6525#comment-40363</guid>
		<description>I shop with a list and when possible bring ads...some stores match prices and I can save money on gas that way too</description>
		<content:encoded><![CDATA[<p>I shop with a list and when possible bring ads&#8230;some stores match prices and I can save money on gas that way too</p>
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		<title>By: jana</title>
		<link>http://www.owlhaven.net/2009/12/22/top-money-saving-tips-of-2009/comment-page-4/#comment-40359</link>
		<dc:creator>jana</dc:creator>
		<pubDate>Tue, 29 Dec 2009 22:59:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=6525#comment-40359</guid>
		<description>Make it from scratch-it&#039;s not that hard. This year I&#039;ve learned to make my own vanilla, carmel sauce, bread (5 minute a day recipe) and tortillas. I can&#039;t wait to see what next year will be like!</description>
		<content:encoded><![CDATA[<p>Make it from scratch-it&#8217;s not that hard. This year I&#8217;ve learned to make my own vanilla, carmel sauce, bread (5 minute a day recipe) and tortillas. I can&#8217;t wait to see what next year will be like!</p>
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		<title>By: Jennifer</title>
		<link>http://www.owlhaven.net/2009/12/22/top-money-saving-tips-of-2009/comment-page-4/#comment-40354</link>
		<dc:creator>Jennifer</dc:creator>
		<pubDate>Tue, 29 Dec 2009 18:30:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=6525#comment-40354</guid>
		<description>Many good ideas here, clearly to succeed you must learn to plan as well as find ways to stay creative...

We are lucky to have a big coldroom/pantry, and 2 freezers, which let us stock up and store garden veg as well as great seasonal buys (just stocked up on pork, turkey, and butter, for example). 
My kids drink water if they are thirsty during the day but milk goes fast here, just with meals and the occasional hot chocolate etc. Because I live 45 min. from the nearest grocery store, during the cold months I can keep an extra 6 gallons of milk in a cooler in the coldest part of the unheated section of the cellar. I could never make it two weeks between trips to the store without that extra milk, since milk at a local convenience store isn&#039;t an option for me.  

My tip has to do with avoiding impulse buys and generally keeping everyone happy while keeping to a tight budget. For our family it is crucial that we PLAN TREATS and special meal events. We try to celebrate often, not through buying something but by taking a little bit of effort to make a shared moment special. Sometimes this is as simple as making french toast in funny shapes or sharing a story over a meal about who in the family first made a recipe, or baking gingerbread cookies (our go-to inexpensive treat for winter), having a meal from another culture while we listen to music from that region or on a night while we plan to play a game that originated there, etc. 

I keep an eye on sales for items that are a special treat for one or more members of the family. For example, my husband LOVES dark chocolate and certain kinds of nuts, I was able to pick up deeply discounted top quality ones yesterday (after-holiday markdown) while on my way to run an errand , I&#039;ll keep a few in the kitchen pantry but will store most in a tin in the cold room for occasional treats all winter long.

One more tip - if you can, grow fresh herbs or edible greens in a sunny window or under lights if you live in a cold-winter region...having a little bit of green to snip and stir into a recipe makes all the difference in the world.</description>
		<content:encoded><![CDATA[<p>Many good ideas here, clearly to succeed you must learn to plan as well as find ways to stay creative&#8230;</p>
<p>We are lucky to have a big coldroom/pantry, and 2 freezers, which let us stock up and store garden veg as well as great seasonal buys (just stocked up on pork, turkey, and butter, for example).<br />
My kids drink water if they are thirsty during the day but milk goes fast here, just with meals and the occasional hot chocolate etc. Because I live 45 min. from the nearest grocery store, during the cold months I can keep an extra 6 gallons of milk in a cooler in the coldest part of the unheated section of the cellar. I could never make it two weeks between trips to the store without that extra milk, since milk at a local convenience store isn&#8217;t an option for me.  </p>
<p>My tip has to do with avoiding impulse buys and generally keeping everyone happy while keeping to a tight budget. For our family it is crucial that we PLAN TREATS and special meal events. We try to celebrate often, not through buying something but by taking a little bit of effort to make a shared moment special. Sometimes this is as simple as making french toast in funny shapes or sharing a story over a meal about who in the family first made a recipe, or baking gingerbread cookies (our go-to inexpensive treat for winter), having a meal from another culture while we listen to music from that region or on a night while we plan to play a game that originated there, etc. </p>
<p>I keep an eye on sales for items that are a special treat for one or more members of the family. For example, my husband LOVES dark chocolate and certain kinds of nuts, I was able to pick up deeply discounted top quality ones yesterday (after-holiday markdown) while on my way to run an errand , I&#8217;ll keep a few in the kitchen pantry but will store most in a tin in the cold room for occasional treats all winter long.</p>
<p>One more tip &#8211; if you can, grow fresh herbs or edible greens in a sunny window or under lights if you live in a cold-winter region&#8230;having a little bit of green to snip and stir into a recipe makes all the difference in the world.</p>
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		<title>By: Barb@My Daily Round</title>
		<link>http://www.owlhaven.net/2009/12/22/top-money-saving-tips-of-2009/comment-page-4/#comment-40348</link>
		<dc:creator>Barb@My Daily Round</dc:creator>
		<pubDate>Tue, 29 Dec 2009 11:34:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=6525#comment-40348</guid>
		<description>So many people have already offered my tips, but here&#039;s two.

We grow a lot of our own veggies and then can and freeze for the rest of the year. We also have several fruit trees, two raspberry patches, and several grape vines for fruit for jams and the freezer. Next year, my sister and I have plans to grow certain vegetables together, like potatoes and squash, at the back of her large yard. I don&#039;t have the room for these in my yard, and they don&#039;t need much attention during the growing season.

When I plan my meals, I try to focus on the produce first. We&#039;re working towards a more produce-dominated diet, rather than thinking about the meat. With this strategy, our family of seven has been able to stretch our meat deals for much longer than I anticipated.</description>
		<content:encoded><![CDATA[<p>So many people have already offered my tips, but here&#8217;s two.</p>
<p>We grow a lot of our own veggies and then can and freeze for the rest of the year. We also have several fruit trees, two raspberry patches, and several grape vines for fruit for jams and the freezer. Next year, my sister and I have plans to grow certain vegetables together, like potatoes and squash, at the back of her large yard. I don&#8217;t have the room for these in my yard, and they don&#8217;t need much attention during the growing season.</p>
<p>When I plan my meals, I try to focus on the produce first. We&#8217;re working towards a more produce-dominated diet, rather than thinking about the meat. With this strategy, our family of seven has been able to stretch our meat deals for much longer than I anticipated.</p>
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