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	<title>Comments on: Tiny Money Savers</title>
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	<link>http://www.owlhaven.net/2009/08/14/tiny-money-saver/</link>
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		<title>By: Amy</title>
		<link>http://www.owlhaven.net/2009/08/14/tiny-money-saver/comment-page-1/#comment-37421</link>
		<dc:creator>Amy</dc:creator>
		<pubDate>Thu, 10 Sep 2009 02:47:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4259#comment-37421</guid>
		<description>Since we have zero expendable income and $50/week for groceries I have no choice but to live frugally.  One thing I do to keep the water bill in line is when I shower I let it fill up the tub.  Then when I get out of the shower, I put the kids in for their bath.  Then I also don&#039;t have to feel guilty about how much time I spend in the shower (one of my few luxuries) since it is doing double duty.

Blessings!</description>
		<content:encoded><![CDATA[<p>Since we have zero expendable income and $50/week for groceries I have no choice but to live frugally.  One thing I do to keep the water bill in line is when I shower I let it fill up the tub.  Then when I get out of the shower, I put the kids in for their bath.  Then I also don&#8217;t have to feel guilty about how much time I spend in the shower (one of my few luxuries) since it is doing double duty.</p>
<p>Blessings!</p>
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		<title>By: Kim Shavatt</title>
		<link>http://www.owlhaven.net/2009/08/14/tiny-money-saver/comment-page-1/#comment-36727</link>
		<dc:creator>Kim Shavatt</dc:creator>
		<pubDate>Sat, 22 Aug 2009 20:22:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4259#comment-36727</guid>
		<description>I use rubbing alcohol in a squirt bottle to clean mirrors, glass and anything shiny. I use baby oil to clean glass shower doors. Both of these items are available at any dollar store or discount store for a whole lot less than brand name bottles.  We buy pizza every week from the grocery store instead of ordering delivery for a savings of $20 a week. Little savings can add up to a lot over the course of a month.</description>
		<content:encoded><![CDATA[<p>I use rubbing alcohol in a squirt bottle to clean mirrors, glass and anything shiny. I use baby oil to clean glass shower doors. Both of these items are available at any dollar store or discount store for a whole lot less than brand name bottles.  We buy pizza every week from the grocery store instead of ordering delivery for a savings of $20 a week. Little savings can add up to a lot over the course of a month.</p>
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		<title>By: Donna</title>
		<link>http://www.owlhaven.net/2009/08/14/tiny-money-saver/comment-page-1/#comment-36597</link>
		<dc:creator>Donna</dc:creator>
		<pubDate>Tue, 18 Aug 2009 22:57:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4259#comment-36597</guid>
		<description>Cloth napkins, cloth kitchen towels.  Vinegar, baking soda, and water instead of cleaning solutions.  CFL bulbs.   No-knead bread from the Artisinal Bread in 5 Minutes a Day book.   Tiny changes that save big bucks over the long haul.</description>
		<content:encoded><![CDATA[<p>Cloth napkins, cloth kitchen towels.  Vinegar, baking soda, and water instead of cleaning solutions.  CFL bulbs.   No-knead bread from the Artisinal Bread in 5 Minutes a Day book.   Tiny changes that save big bucks over the long haul.</p>
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		<title>By: Charlie</title>
		<link>http://www.owlhaven.net/2009/08/14/tiny-money-saver/comment-page-1/#comment-36596</link>
		<dc:creator>Charlie</dc:creator>
		<pubDate>Tue, 18 Aug 2009 22:24:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4259#comment-36596</guid>
		<description>We don&#039;t buy whole bottles of dressing. We hardly eat it at all, maybe just some vinegar and oil or freshly squeezed lemon (cheap!)  But if we want a special caeser we buy bagged with all the stuff (+ grilled chicken on the foreman, cheaper than a restaurant salad.) That way there is no waste from dressing and we are less tempted to eat it if there is not a bottle there.
And since eating out is so difficult with a little baby, we get a $6 pizza and call it a night instead of going to a restaurant if we really want to splurge.</description>
		<content:encoded><![CDATA[<p>We don&#8217;t buy whole bottles of dressing. We hardly eat it at all, maybe just some vinegar and oil or freshly squeezed lemon (cheap!)  But if we want a special caeser we buy bagged with all the stuff (+ grilled chicken on the foreman, cheaper than a restaurant salad.) That way there is no waste from dressing and we are less tempted to eat it if there is not a bottle there.<br />
And since eating out is so difficult with a little baby, we get a $6 pizza and call it a night instead of going to a restaurant if we really want to splurge.</p>
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		<title>By: Owlhaven</title>
		<link>http://www.owlhaven.net/2009/08/14/tiny-money-saver/comment-page-1/#comment-36583</link>
		<dc:creator>Owlhaven</dc:creator>
		<pubDate>Tue, 18 Aug 2009 14:16:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4259#comment-36583</guid>
		<description>Hi Sandi,
I have a whole chapter of that type of recipe in my book- and most of it tastes better that the store kind!</description>
		<content:encoded><![CDATA[<p>Hi Sandi,<br />
I have a whole chapter of that type of recipe in my book- and most of it tastes better that the store kind!</p>
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		<title>By: Sandi</title>
		<link>http://www.owlhaven.net/2009/08/14/tiny-money-saver/comment-page-1/#comment-36580</link>
		<dc:creator>Sandi</dc:creator>
		<pubDate>Tue, 18 Aug 2009 12:40:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4259#comment-36580</guid>
		<description>Can you post some of those recipes Cassie-b mentioned in her response.  I&#039;d love make - your - own taco seasoning,  onion soup mix, choc topping , etc.  
Thanks!!</description>
		<content:encoded><![CDATA[<p>Can you post some of those recipes Cassie-b mentioned in her response.  I&#8217;d love make &#8211; your &#8211; own taco seasoning,  onion soup mix, choc topping , etc.<br />
Thanks!!</p>
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		<title>By: dena</title>
		<link>http://www.owlhaven.net/2009/08/14/tiny-money-saver/comment-page-1/#comment-36577</link>
		<dc:creator>dena</dc:creator>
		<pubDate>Tue, 18 Aug 2009 04:16:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4259#comment-36577</guid>
		<description>jenn...ditto on the hubby. :)</description>
		<content:encoded><![CDATA[<p>jenn&#8230;ditto on the hubby. <img src='http://www.owlhaven.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Jenn</title>
		<link>http://www.owlhaven.net/2009/08/14/tiny-money-saver/comment-page-1/#comment-36572</link>
		<dc:creator>Jenn</dc:creator>
		<pubDate>Tue, 18 Aug 2009 00:09:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4259#comment-36572</guid>
		<description>I use cloth napkins most of the time (excecpt for particularly toxic messes), I cloth diapered my little ones until recently - yay for potty training!! I grow an herb garden and buy my spices in bulk at the health food store, which saves me a lot of money (good cumin is $5 or more at the grocery store, but I can buy a bottle full for less than $2 when I buy in bulk &amp; refill my containers).  I make as much from scratch as possible, and almost never use processed food. We rarely eat meat, and when we do, it&#039;s usually as a side dish or accent (think: stir-fry, heavy on the veggies). We run our a/c as little as possible, using fans to cool down the house at night, and closing up windows in the morning while it&#039;s still cool inside (we live in South Dakota - I know this trick doesn&#039;t work further south!). My kids wear hand-me-downs and consignment store clothes, and don&#039;t have huge wardrobes. We try to make our own fun, and save outings with admission costs for birthdays and special occasions. 

Now, if I could get my hubby to quit buying toys for himself, we&#039;d be in business!</description>
		<content:encoded><![CDATA[<p>I use cloth napkins most of the time (excecpt for particularly toxic messes), I cloth diapered my little ones until recently &#8211; yay for potty training!! I grow an herb garden and buy my spices in bulk at the health food store, which saves me a lot of money (good cumin is $5 or more at the grocery store, but I can buy a bottle full for less than $2 when I buy in bulk &amp; refill my containers).  I make as much from scratch as possible, and almost never use processed food. We rarely eat meat, and when we do, it&#8217;s usually as a side dish or accent (think: stir-fry, heavy on the veggies). We run our a/c as little as possible, using fans to cool down the house at night, and closing up windows in the morning while it&#8217;s still cool inside (we live in South Dakota &#8211; I know this trick doesn&#8217;t work further south!). My kids wear hand-me-downs and consignment store clothes, and don&#8217;t have huge wardrobes. We try to make our own fun, and save outings with admission costs for birthdays and special occasions. </p>
<p>Now, if I could get my hubby to quit buying toys for himself, we&#8217;d be in business!</p>
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		<title>By: fern</title>
		<link>http://www.owlhaven.net/2009/08/14/tiny-money-saver/comment-page-1/#comment-36547</link>
		<dc:creator>fern</dc:creator>
		<pubDate>Sun, 16 Aug 2009 20:32:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4259#comment-36547</guid>
		<description>Dena&#039;s comment reminded me of what my mother used to do--she would buy these sturdy iron on patches at the fabric store, and then iron them on the inside of the knees of my brothers&#039; jeans--before they wore them.</description>
		<content:encoded><![CDATA[<p>Dena&#8217;s comment reminded me of what my mother used to do&#8211;she would buy these sturdy iron on patches at the fabric store, and then iron them on the inside of the knees of my brothers&#8217; jeans&#8211;before they wore them.</p>
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		<title>By: Daniel</title>
		<link>http://www.owlhaven.net/2009/08/14/tiny-money-saver/comment-page-1/#comment-36546</link>
		<dc:creator>Daniel</dc:creator>
		<pubDate>Sun, 16 Aug 2009 19:27:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4259#comment-36546</guid>
		<description>Oh, and one other thing about saving money I meant to mention.  Depending on your income tax bracket, it can take $1.30 to $1.50 (and likely going higher in the coming years) to earn an after-tax dollar in salary!!  Thus Ben Franklin was wrong when he said &quot;a penny saved is a penny earned&quot;--in reality a penny saved is more like 1.3 pennies earned.  :)  

This is why saving even small sums of money is more powerful than it first appears.

Dan
&lt;a href=&quot;http://casualkitchen.blogspot.com/&quot; rel=&quot;nofollow&quot;&gt;Casual Kitchen&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Oh, and one other thing about saving money I meant to mention.  Depending on your income tax bracket, it can take $1.30 to $1.50 (and likely going higher in the coming years) to earn an after-tax dollar in salary!!  Thus Ben Franklin was wrong when he said &#8220;a penny saved is a penny earned&#8221;&#8211;in reality a penny saved is more like 1.3 pennies earned.  <img src='http://www.owlhaven.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />   </p>
<p>This is why saving even small sums of money is more powerful than it first appears.</p>
<p>Dan<br />
<a href="http://casualkitchen.blogspot.com/" rel="nofollow">Casual Kitchen</a></p>
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