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	<title>Comments on: Adoption:  how we afforded it</title>
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		<title>By: Heather</title>
		<link>http://www.owlhaven.net/2009/05/15/adoption-how-we-afforded-it/comment-page-2/#comment-41330</link>
		<dc:creator>Heather</dc:creator>
		<pubDate>Fri, 05 Feb 2010 20:36:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4353#comment-41330</guid>
		<description>We are a family of 8 now - 6 kids.. 3 through the miracle of adoption.  My husband is a pastor and makes under 40K/year.  We adopted our kids from South Korea in 2006, 2007 and 2008 and we are debt free except our house..to say that God provides is an understatement :) :)  We used a home equity line of credit for our first (then paid it off quickly), a partial inheritance for part of the second and some grants and for our 3rd we had nothing but $1000 in the bank and a sense we were supposed to move forward.  Within 24 hrs of looking at our little Corey&#039;s file, a grant agency called to inquire about our adoption..it turned out they received our app 20 months prior for our previous son...we knew it was a miracle and so did they when we told them we were looking at a file and only God knew that day :)  We received a lot of grants from wonderful agencies as well as no interest loans.  Using principles learned from Dave Ramsey we paid down our last adoption debt w/i 6 mo while learning to cut more than we ever thought possible from our budget..God gave us creativity.  Our adoptions were 25K each and God is soooo good :)  With Him all things are possible!</description>
		<content:encoded><![CDATA[<p>We are a family of 8 now &#8211; 6 kids.. 3 through the miracle of adoption.  My husband is a pastor and makes under 40K/year.  We adopted our kids from South Korea in 2006, 2007 and 2008 and we are debt free except our house..to say that God provides is an understatement <img src='http://www.owlhaven.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  <img src='http://www.owlhaven.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />   We used a home equity line of credit for our first (then paid it off quickly), a partial inheritance for part of the second and some grants and for our 3rd we had nothing but $1000 in the bank and a sense we were supposed to move forward.  Within 24 hrs of looking at our little Corey&#8217;s file, a grant agency called to inquire about our adoption..it turned out they received our app 20 months prior for our previous son&#8230;we knew it was a miracle and so did they when we told them we were looking at a file and only God knew that day <img src='http://www.owlhaven.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />   We received a lot of grants from wonderful agencies as well as no interest loans.  Using principles learned from Dave Ramsey we paid down our last adoption debt w/i 6 mo while learning to cut more than we ever thought possible from our budget..God gave us creativity.  Our adoptions were 25K each and God is soooo good <img src='http://www.owlhaven.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />   With Him all things are possible!</p>
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		<title>By: Zoe</title>
		<link>http://www.owlhaven.net/2009/05/15/adoption-how-we-afforded-it/comment-page-2/#comment-41065</link>
		<dc:creator>Zoe</dc:creator>
		<pubDate>Fri, 22 Jan 2010 19:12:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4353#comment-41065</guid>
		<description>I just found your blog - and this post on adoption gives me happy chills.  We adopted our first daughter domestically, and God amazingly provided the finances in just the right timing.  A one-time never-before re-enlistment bonus for my military husband.  It was amazing.  Adoption is such a miracle.  And then, God wowed us again, and gave us a surprise pregnancy after 5 yrs of infertility. 
We hope to adopt again - my heart is drawn toward Eastern Europe, but we will see what God has in mind. ;)</description>
		<content:encoded><![CDATA[<p>I just found your blog &#8211; and this post on adoption gives me happy chills.  We adopted our first daughter domestically, and God amazingly provided the finances in just the right timing.  A one-time never-before re-enlistment bonus for my military husband.  It was amazing.  Adoption is such a miracle.  And then, God wowed us again, and gave us a surprise pregnancy after 5 yrs of infertility.<br />
We hope to adopt again &#8211; my heart is drawn toward Eastern Europe, but we will see what God has in mind. <img src='http://www.owlhaven.net/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: Rachel</title>
		<link>http://www.owlhaven.net/2009/05/15/adoption-how-we-afforded-it/comment-page-2/#comment-40627</link>
		<dc:creator>Rachel</dc:creator>
		<pubDate>Sat, 09 Jan 2010 05:22:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4353#comment-40627</guid>
		<description>Thank you for your incredible account of provision, I needed to hear this and once again trust wholeheartedly that God will provide for our adoption... I am so blessed to read about your family.
My hubby has thrown a sushi party to fund raise and I am selling Ethiopian coffee...I will re-post how we receive the rest of our money as soon as it arrives!</description>
		<content:encoded><![CDATA[<p>Thank you for your incredible account of provision, I needed to hear this and once again trust wholeheartedly that God will provide for our adoption&#8230; I am so blessed to read about your family.<br />
My hubby has thrown a sushi party to fund raise and I am selling Ethiopian coffee&#8230;I will re-post how we receive the rest of our money as soon as it arrives!</p>
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		<title>By: Rachel</title>
		<link>http://www.owlhaven.net/2009/05/15/adoption-how-we-afforded-it/comment-page-2/#comment-40626</link>
		<dc:creator>Rachel</dc:creator>
		<pubDate>Sat, 09 Jan 2010 05:20:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4353#comment-40626</guid>
		<description>Thank you for your incredible account of provision, I needed to hear this and once again trust wholeheartedly that God will provide for our adoption... I am so blessed to read about your family.
My hubby has thrown a sushi party to fundraisi and I am selling Ethiopian coffee...I will re-post how we receive the rest of our money as soon as it arrives!</description>
		<content:encoded><![CDATA[<p>Thank you for your incredible account of provision, I needed to hear this and once again trust wholeheartedly that God will provide for our adoption&#8230; I am so blessed to read about your family.<br />
My hubby has thrown a sushi party to fundraisi and I am selling Ethiopian coffee&#8230;I will re-post how we receive the rest of our money as soon as it arrives!</p>
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		<title>By: mom of 6</title>
		<link>http://www.owlhaven.net/2009/05/15/adoption-how-we-afforded-it/comment-page-2/#comment-39506</link>
		<dc:creator>mom of 6</dc:creator>
		<pubDate>Fri, 04 Dec 2009 19:02:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4353#comment-39506</guid>
		<description>I &#039;stumbled&#039; unto your site from moneysavingmom. I read your adoption stories and loved them. We&#039;ve adopted two siblings from foster care and just recently adopted another child through a private adoption. Both adoptions were complete miracles, especially our last one. Our last child was dropped into our lives with no warning whatsoever, just doing a favor for a friend and God took it from there. We spent nothing for the first adoption and just a couple thousand for the second one. My husband had no work(self employed)for a long time yet God made sure we had enough to cover our attorney fees!! 
My hubby was adopted from the local foster care hence our interest in adopting through our local children &amp; youth.

Blessings!!!</description>
		<content:encoded><![CDATA[<p>I &#8217;stumbled&#8217; unto your site from moneysavingmom. I read your adoption stories and loved them. We&#8217;ve adopted two siblings from foster care and just recently adopted another child through a private adoption. Both adoptions were complete miracles, especially our last one. Our last child was dropped into our lives with no warning whatsoever, just doing a favor for a friend and God took it from there. We spent nothing for the first adoption and just a couple thousand for the second one. My husband had no work(self employed)for a long time yet God made sure we had enough to cover our attorney fees!!<br />
My hubby was adopted from the local foster care hence our interest in adopting through our local children &amp; youth.</p>
<p>Blessings!!!</p>
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		<title>By: Sherri</title>
		<link>http://www.owlhaven.net/2009/05/15/adoption-how-we-afforded-it/comment-page-2/#comment-38477</link>
		<dc:creator>Sherri</dc:creator>
		<pubDate>Wed, 21 Oct 2009 21:18:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4353#comment-38477</guid>
		<description>Our two adopted (foster/adopt) children have truly been the greatest blessings in our life. I am grateful each day to be a mother to our children. God certainly gave us two happy and intelligent children.

Adopting through foster care is incredibly affordable. Every expense was paid for the state. Families who adopt special needs children (this includes children without disabilities, i.e. sibling groups, biracial children of any age, etc) also may qualify to receive a monthly subsidy from the state to cover expenses. Medical expenses are covered until 18 years old. And tuition at a state college is also covered. 

We adopted two infants, but there are thousands of older children looking for a family. To see portraits of children who are desperately waiting for a home visit Heart Gallery of America - http://www.heartgalleryofamerica.org/</description>
		<content:encoded><![CDATA[<p>Our two adopted (foster/adopt) children have truly been the greatest blessings in our life. I am grateful each day to be a mother to our children. God certainly gave us two happy and intelligent children.</p>
<p>Adopting through foster care is incredibly affordable. Every expense was paid for the state. Families who adopt special needs children (this includes children without disabilities, i.e. sibling groups, biracial children of any age, etc) also may qualify to receive a monthly subsidy from the state to cover expenses. Medical expenses are covered until 18 years old. And tuition at a state college is also covered. </p>
<p>We adopted two infants, but there are thousands of older children looking for a family. To see portraits of children who are desperately waiting for a home visit Heart Gallery of America &#8211; <a href="http://www.heartgalleryofamerica.org/" rel="nofollow">http://www.heartgalleryofamerica.org/</a></p>
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		<title>By: Milcah</title>
		<link>http://www.owlhaven.net/2009/05/15/adoption-how-we-afforded-it/comment-page-2/#comment-36706</link>
		<dc:creator>Milcah</dc:creator>
		<pubDate>Sat, 22 Aug 2009 02:46:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4353#comment-36706</guid>
		<description>Oh my goodness I love your blog. I&#039;d stopped over to enter the contest and decided to look around a bit. It&#039;s beautiful what you&#039;re doing. I&#039;m really touched.</description>
		<content:encoded><![CDATA[<p>Oh my goodness I love your blog. I&#8217;d stopped over to enter the contest and decided to look around a bit. It&#8217;s beautiful what you&#8217;re doing. I&#8217;m really touched.</p>
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		<title>By: Erica</title>
		<link>http://www.owlhaven.net/2009/05/15/adoption-how-we-afforded-it/comment-page-2/#comment-34606</link>
		<dc:creator>Erica</dc:creator>
		<pubDate>Mon, 22 Jun 2009 03:53:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4353#comment-34606</guid>
		<description>This post has really encouraged me.  We have 2 of our own children and I am unable to have any more.  We knew that we would adopt if that time came and we have been led to make that decision over the past two months.  We have, however, been unable to start even with the home study, but have had so many encouraging signs that God will be with us and it will happen in HIS time.  The hardest part for me is knowing that the Philippines will not release a child under the age of 3, the process is 2-3 years, which means my little girl is in an orphanage now waiting for us or is just about to be born.  I think of her often and I can almost see her in the eyes of my youngest 3 year old daughter now.  

I am so glad I have read your stories.  People will say things throughout the day (never mind the almost 2 hour sermon about praise and faithfulness today), that seem to be reminders from God that he is in this and all we need to do is sit back and wait for him, then tell these same people of his greatness when his plan does come for us to physically see.  

Thank you again to everyone.

Erica</description>
		<content:encoded><![CDATA[<p>This post has really encouraged me.  We have 2 of our own children and I am unable to have any more.  We knew that we would adopt if that time came and we have been led to make that decision over the past two months.  We have, however, been unable to start even with the home study, but have had so many encouraging signs that God will be with us and it will happen in HIS time.  The hardest part for me is knowing that the Philippines will not release a child under the age of 3, the process is 2-3 years, which means my little girl is in an orphanage now waiting for us or is just about to be born.  I think of her often and I can almost see her in the eyes of my youngest 3 year old daughter now.  </p>
<p>I am so glad I have read your stories.  People will say things throughout the day (never mind the almost 2 hour sermon about praise and faithfulness today), that seem to be reminders from God that he is in this and all we need to do is sit back and wait for him, then tell these same people of his greatness when his plan does come for us to physically see.  </p>
<p>Thank you again to everyone.</p>
<p>Erica</p>
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		<title>By: Jill F.</title>
		<link>http://www.owlhaven.net/2009/05/15/adoption-how-we-afforded-it/comment-page-2/#comment-34603</link>
		<dc:creator>Jill F.</dc:creator>
		<pubDate>Sat, 20 Jun 2009 21:59:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4353#comment-34603</guid>
		<description>I needed to read this today. Thanks, especially, for the encouragement to adopt out of foster care. My hubby and I have eight children with six living at home and excitedly started the process to adopt from Ethiopia last year. We got our homestudy completed and ready for approval when my hubby was laid off. That was six months ago. We could not proceed with the adoption until we could prove income level (I guess we could have lied about it but I wanted my social worker to be praying with us for a new job etc.). Now he has a little bit of temporary work but the savings is used up so we are prayerfully beginning training and prep to become certified to be foster parents in the hopes of foster/adopting. We begin the process in July and should be through by September and ready to go...my heart still longs for an Ethiopian child (we were seeking to adopt a sibling group) but we pray that God would clearly lead us into His will.

Thanks again for all your encouragement everyone! What blessed testimonies of our awesome God!</description>
		<content:encoded><![CDATA[<p>I needed to read this today. Thanks, especially, for the encouragement to adopt out of foster care. My hubby and I have eight children with six living at home and excitedly started the process to adopt from Ethiopia last year. We got our homestudy completed and ready for approval when my hubby was laid off. That was six months ago. We could not proceed with the adoption until we could prove income level (I guess we could have lied about it but I wanted my social worker to be praying with us for a new job etc.). Now he has a little bit of temporary work but the savings is used up so we are prayerfully beginning training and prep to become certified to be foster parents in the hopes of foster/adopting. We begin the process in July and should be through by September and ready to go&#8230;my heart still longs for an Ethiopian child (we were seeking to adopt a sibling group) but we pray that God would clearly lead us into His will.</p>
<p>Thanks again for all your encouragement everyone! What blessed testimonies of our awesome God!</p>
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		<title>By: angela michelle</title>
		<link>http://www.owlhaven.net/2009/05/15/adoption-how-we-afforded-it/comment-page-2/#comment-34314</link>
		<dc:creator>angela michelle</dc:creator>
		<pubDate>Mon, 01 Jun 2009 03:54:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.owlhaven.net/?p=4353#comment-34314</guid>
		<description>what a beautiful story to read on a Sunday evening.  thanks so much for sharing. we have adopted through foster care so never had to come up with $ but i totally agree that God does have plans for his little children and leads them to their families--and conversely, that God has plans for us and will lead us to our children. we just try to stay open and listening so we can know what we should do next. 
after having 1 foster daughter that went home to her parents and 1 foster daughter we adopted, we&#039;re now on the list for another foster daugher. our adopted daughter has 4 brothers and needs a sister!
thanks again for sharing!</description>
		<content:encoded><![CDATA[<p>what a beautiful story to read on a Sunday evening.  thanks so much for sharing. we have adopted through foster care so never had to come up with $ but i totally agree that God does have plans for his little children and leads them to their families&#8211;and conversely, that God has plans for us and will lead us to our children. we just try to stay open and listening so we can know what we should do next.<br />
after having 1 foster daughter that went home to her parents and 1 foster daughter we adopted, we&#8217;re now on the list for another foster daugher. our adopted daughter has 4 brothers and needs a sister!<br />
thanks again for sharing!</p>
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